Rizzo Mattson

Hallowell Maine Real Estate

Hallowell may be small at just 6 square miles, but it offers a vibrant, thriving community. Hallowell has a quaint Main Street with the ambiance of an old-world village. Much of the architecture in Hallowell is historic, including many of its homes. Scroll down to find the latest real estate for sale in Hallowell, Maine.

Hallowell Real Estate

Contact Coldwell Banker Rizzo Mattson Realtors if you are interested in touring one of the properties listed below. Sign up for an account to save your favorite listings and updates when similar properties come on the market.

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168 Second Street Hallowell ME 04347

Hallowell, ME168 Second Street

Price$250,000

Est. Mortgage: $/month

MLS Number 1480554

  • MultiFamily
  • Style Colonial
  • MLS Status Active
  • Address 168 Second Street
  • Square Feet 1,842

BEST VIEW IN HALLOWELL. This extremely well maintained 2 unit is ready for new owners. First floor is 2 bedrooms, oak kitchen, wood floors, laundry, door to deck and rents for $1,000/month. Second and third floor is 2-3 bedrooms, very bright and open, spectacular views, tiled kitchen fully applianced. This unit rents for $1200/month. This home has vinyl siding, metal roof, vinyl windows, 2 car detached garage (needs work). Decks, landscaped, location location and so much more.

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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338 Water Street Hallowell ME 04347

Hallowell, ME338 Water Street

Price$275,000

Est. Mortgage: $/month

MLS Number 1479691

  • Residential
  • MLS Status Active
  • Address 338 Water Street
  • Bedrooms 7
  • Square Feet 3,648

A great opportunity is waiting with this charming vintage 1850 historic Hallowell Colonial waiting to be called home. This building contains 10 rooms, most with closet space that are currently used as offices. Property still has a full kitchen, one full and two half bathrooms as well. This building retains much of its original charm but has some new features and updates like a new boiler in 2017. There is plenty of additional storage space for your needs. Broker owned. Don't wait, call today!

Listed by Better Homes & Gardens Real Estate/The Masiello Group

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7 Chestnut Street Hallowell ME 04347

Hallowell, ME7 Chestnut Street

Price$250,000

Est. Mortgage: $/month

Pending

MLS Number 1477754

  • Residential
  • MLS Status Pending
  • Address 7 Chestnut Street
  • Bedrooms 1
  • Square Feet 1,120

What a spot!! One of the prettiest intown lots possible. This ranch style home is impeccable. Open concept with kitchen/dining/living. Full bath with laundry, spacious bedroom, rear porch, decks, garage under, stunning landscaped lot. No showings until Dec. 14th

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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121 Vaughan Road Hallowell ME 04347

Hallowell, ME121 Vaughan Road

Price$264,900

Est. Mortgage: $/month

Pending

MLS Number 1477647

  • Residential
  • MLS Status Pending
  • Address 121 Vaughan Road
  • Location Rural
  • Bedrooms 2

Perfectly located two bedroom, two bathroom ranch with attached two car garage.

Listed by William Raveis Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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25 Winthrop Street Hallowell ME 04347

Hallowell, ME25 Winthrop Street

Price$500,000

Est. Mortgage: $/month

MLS Number 1454514

  • Residential
  • MLS Status Active
  • Address 25 Winthrop Street
  • Bedrooms 3
  • Square Feet 3,300

Hallowell's finest. Absolutely stunning intown hipped roof colonial circa 1835. Gorgeous custom cherry kitchen with soapstone counters, huge center island and stainless appliances. Classy walk-in pantry to serve the kitchen. First floor also has half bath, office, large fireplaced living room, family room. Second floor has 3 bedrooms. The vaulted master suite has pine floors, huge walk-in closet, master bath with custom walk-in shower. There are also 2 generous hobby rooms off the master. The corner landscaped lot has mature landscaping, patio, paved drive. The home has a newer HWBB propane boiler with natural gas, 3 heat pumps, heated garage with modine heater. What a house, what a spot. Walk to town and enjoy all that Hallowell has to offer.

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7A Coos Hallowell ME 04347

Hallowell, ME7A Coos

Price$100,000

Est. Mortgage: $/month

MLS Number 1376697

  • Land
  • MLS Status Active
  • Address 7A Coos
  • Acreage 1.5

This is an excellent 1.5 Acre site that can accommodate various size buildings with all public infrastructure in place. The property is located on Coos Lane and can be built to suit by owner/developer or you can build your own. This is an open lot with great views of the commons and has ample area for parking.

Listed by Keller Williams Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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7C Beech Hallowell ME 04347

Hallowell, ME7C Beech

Price$100,000

Est. Mortgage: $/month

MLS Number 1376700

  • Land
  • MLS Status Active
  • Address 7C Beech
  • Acreage 1

This parcel is a 1-3 acre site located on Beech Street. The lot can accommodate various size buildings with all public infrastructure in place. The property can be built to suit by owner/developer or you can build your own. This is an open lot with great views of the commons and has ample area for parking.

Listed by Keller Williams Realty

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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116 Winthrop Street Hallowell ME 04347

Hallowell, ME116 Winthrop Street

Price$49,900

Est. Mortgage: $/month

MLS Number 1474674

  • Land
  • MLS Status Active
  • Address 116 Winthrop Street
  • Acreage 1

Nice surveyed 1-acre lot close to many amenities such as downtown Hallowell, Augusta, the highway, and more. Additional 1 acre abutting lot is also available and could be purchased for an additional amount. A great place to build your home or this lot also has some commercial possibilities. Please check with code enforcement for the list of permitted commercial uses and conditional commercial uses. Please note: there is an older garage with older septic system on the property that was built in the 1960's that is in need of renovations or could be torn down for more usable land.

Listed by Brian Rizzo of Coldwell Banker Rizzo Mattson

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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29 Oakwood Drive Hallowell ME 04347

Hallowell, ME29 Oakwood Drive

Price$234,900

Est. Mortgage: $/month

Pending

MLS Number 1473760

  • Condominium
  • MLS Status Pending
  • Address 29 Oakwood Drive
  • Bathroom 2
  • Bedrooms 2

Oakwood Above the Kennebec, Hallowell's premiere townhouse condominiums! A rare opportunity to own this 2 bdrm, 2 bathroom unit with open concept from nicely laid out kitchen through to living room with woodstove and hearth and patio doors leading to a private deck. Full basement for storage, craft room, or work shop. Location is convenient to the State House, I-95, shopping and groceries, and all the restaurants in downtown Hallowell! What could be better!!

Listed by Century 21 Venture Ltd.

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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5 Chestnut Street Hallowell ME 04347

Hallowell, ME5 Chestnut Street

Price$650,000

Est. Mortgage: $/month

Pending

MLS Number 1468504

  • Residential
  • MLS Status Pending
  • Address 5 Chestnut Street
  • Bedrooms 4
  • Square Feet 3,923

One of the nicest homes in Hallowell. What a compound. This gorgeous antique home has an acre of land, inground pool, guest house, and so much more. The main house has a stunning custom cherry kitchen with viking stove and sub-zero fridge. Granite counters, center island, radiant heat floor. Custom built-ins throughout. Formal living, formal dining, study, 1/2 bath, laundry room. Second floor has 4 bedrooms and 3 baths. Master suite with custom shower and clawfoot tub, sewing/craft room, full gym over the garage. The pool has been all rebuilt with new liner, filter etc. Huge patio, decks, paved drive, and so much more. Must be seen to be appreciated, absolutely spectacular!!

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Water Street Hallowell ME 04347

Hallowell, MEWater Street

Price$375,000

Est. Mortgage: $/month

MLS Number 1452663

  • Condominium
  • MLS Status Active
  • Address Water Street
  • Bathroom 3
  • Bedrooms 2

Welcome to the Village - a gordeous condo community in the heart of Hallowell. This urban townhouse breaks the mold of a traditional 2 bedroom with 3 private floors of living space: an open concept kitchen/dining/living room with a spacious deck off the livingroom with beautiful water views and views of Hallowell's Historic downtown. Second floor offers two master suites with one having a private balcony over looking the Kennebec River. Imagine living steps from the City's celebrated restaurants, shops, music venues and galleries. The Public Boat Landing across from your new home offers easy access for boating, kayaking and fishing. Just imagine sitting on your private balcony watching the 4th of July fireworks......The location of these To Be Built Condo's charters a new course of ''the way life should be'' RESERVE YOUR'S TODAY!!!!! Packages Starting at $375,000

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

Water Street Hallowell ME 04347

Hallowell, MEWater Street

Price$375,000

Est. Mortgage: $/month

MLS Number 1452655

  • Condominium
  • MLS Status Active
  • Address Water Street
  • Bathroom 3
  • Bedrooms 2

Welcome to the Village - a gordeous condo community in the heart of Hallowell. This urban townhouse breaks the mold of a traditional 2 bedroom with 3 private floors of living space: an open concept kitchen/dining/living room with a spacious deck off the livingroom with beautiful water views and views of Hallowell's Historic downtown. Second floor offers two master suites with one having a private balcony over looking the Kennebec River. Imagine living steps from the City's celebrated restaurants, shops, music venues and galleries. The Public Boat Landing across from your new home offers easy access for boating, kayaking and fishing. Just imagine sitting on your private balcony watching the 4th of July fireworks......The location of these To Be Built Condo's charters a new course of ''the way life should be'' RESERVE YOUR'S TODAY!!!!! Packages Starting at $375,000

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

Water Street Hallowell ME 04347

Hallowell, MEWater Street

Price$375,000

Est. Mortgage: $/month

MLS Number 1452656

  • Condominium
  • MLS Status Active
  • Address Water Street
  • Bathroom 3
  • Bedrooms 2

Welcome to the Village - a gordeous condo community in the heart of Hallowell. This urban townhouse breaks the mold of a traditional 2 bedroom with 3 private floors of living space: an open concept kitchen/dining/living room with a spacious deck off the livingroom with beautiful water views and views of Hallowell's Historic downtown. Second floor offers two master suites with one having a private balcony over looking the Kennebec River. Imagine living steps from the City's celebrated restaurants, shops, music venues and galleries. The Public Boat Landing across from your new home offers easy access for boating, kayaking and fishing. Just imagine sitting on your private balcony watching the 4th of July fireworks......The location of these To Be Built Condo's charters a new course of ''the way life should be'' RESERVE YOUR'S TODAY!!!!! Packages Starting at $375,000

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

Water Street Hallowell ME 04347

Hallowell, MEWater Street

Price$375,000

Est. Mortgage: $/month

MLS Number 1452657

  • Condominium
  • MLS Status Active
  • Address Water Street
  • Bathroom 3
  • Bedrooms 2

Welcome to the Village - a gordeous condo community in the heart of Hallowell. This urban townhouse breaks the mold of a traditional 2 bedroom with 3 private floors of living space: an open concept kitchen/dining/living room with a spacious deck off the livingroom with beautiful water views and views of Hallowell's Historic downtown. Second floor offers two master suites with one having a private balcony over looking the Kennebec River. Imagine living steps from the City's celebrated restaurants, shops, music venues and galleries. The Public Boat Landing across from your new home offers easy access for boating, kayaking and fishing. Just imagine sitting on your private balcony watching the 4th of July fireworks......The location of these To Be Built Condo's charters a new course of ''the way life should be'' RESERVE YOUR'S TODAY!!!!! Packages Starting at $375,000

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

Water Street Hallowell ME 04347

Hallowell, MEWater Street

Price$375,000

Est. Mortgage: $/month

MLS Number 1452660

  • Condominium
  • MLS Status Active
  • Address Water Street
  • Bathroom 3
  • Bedrooms 2

Welcome to the Village - a gordeous condo community in the heart of Hallowell. This urban townhouse breaks the mold of a traditional 2 bedroom with 3 private floors of living space: an open concept kitchen/dining/living room with a spacious deck off the livingroom with beautiful water views and views of Hallowell's Historic downtown. Second floor offers two master suites with one having a private balcony over looking the Kennebec River. Imagine living steps from the City's celebrated restaurants, shops, music venues and galleries. The Public Boat Landing across from your new home offers easy access for boating, kayaking and fishing. Just imagine sitting on your private balcony watching the 4th of July fireworks......The location of these To Be Built Condo's charters a new course of ''the way life should be'' RESERVE YOUR'S TODAY!!!!! Packages Starting at $375,000

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

Water Street Hallowell ME 04347

Hallowell, MEWater Street

Price$375,000

Est. Mortgage: $/month

MLS Number 1452645

  • Condominium
  • MLS Status Active
  • Address Water Street
  • Bathroom 3
  • Bedrooms 2

Welcome to the Village - a gordeous condo community in the heart of Hallowell. This urban townhouse breaks the mold of a traditional 2 bedroom with 3 private floors of living space: an open concept kitchen/dining/living room with a spacious deck off the livingroom with beautiful water views and views of Hallowell's Historic downtown. Second floor offers two master suites with one having a private balcony over looking the Kennebec River. Imagine living steps from the City's celebrated restaurants, shops, music venues and galleries. The Public Boat Landing across from your new home offers easy access for boating, kayaking and fishing. Just imagine sitting on your private balcony watching the 4th of July fireworks......The location of these To Be Built Condo's charters a new course of ''the way life should be''RESERVE YOUR'S TODAY!!!!!Packages Starting at $375,000

Listed by Vallee Harwood & Blouin Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Virtual TourSave FavoriteSchedule TourAsk A QuestionMore Details

Winthrop Street Hallowell ME 04347

Hallowell, MEWinthrop Street

Price$149,000

Est. Mortgage: $/month

Pending

MLS Number 1405598

  • Land
  • MLS Status Pending
  • Address Winthrop Street
  • Acreage 17.72

What an awesome spot atop this sweet location that will offer some great natural light exposure for any new home, lots of wildlife and easy access to the interstate or to everything that Hallowell's historic downtown and beautiful waterfront have to offer. With over 17 acres and two separate right of ways to the property, opportunity knocks here. Bring your vision and building plans!

Listed by William Raveis Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Lot 11 Overlook Drive Hallowell ME 04347

MLS Number 1109505

  • Land
  • MLS Status Active
  • Acreage 1.02

Beautiful & level 1.02 ac lot allowing for privacy & longer driveway! Hallowell Overlook is a premiere neighborhood within walking distance to schools/ downtown Hallowell. Underground utilities & protective covenants. Easy access to I-95. Bldg pkgs avail.

Listed by Sprague & Curtis Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

Lot 13 Overlook Drive Hallowell ME 04347

MLS Number 1109519

  • Land
  • MLS Status Active
  • Acreage 1.08

Beautiful & level 1.08 ac lot allowing for longer driveway & privacy!Hallowell Overlook is a premiere neighborhood within walking distance to schools/ downtown Hallowell. Underground utilities & protective covenants. Easy access to I-95. Bldg pkgs avail.

Listed by Sprague & Curtis Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

Lot 4 Overlook Drive Hallowell ME 04347

Hallowell, MELot 4 Overlook Drive

Price$54,900

Est. Mortgage: $/month

MLS Number 1109479

  • Land
  • MLS Status Active
  • Address Lot 4 Overlook Drive
  • Acreage 2.44

Large 2.44 ac lot allowing for privacy & wooded backyard. Hallowell Overlook is a premiere neighborhood within walking distance to schools & vibrant downtown Hallowell. Underground utilities & protective covenants. Easy access to I-95. Bldg pkgs avail.

Listed by Sprague & Curtis Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

Lot 11 Overlook Drive Hallowell ME 04347

Hallowell, MELot 11 Overlook Drive

Price$439,900

Est. Mortgage: $/month

MLS Number 1265406

  • Residential
  • MLS Status Active
  • Bedrooms 3
  • Square Feet 2,300
  • Rooms 6

TO BE BUILT. Spectacular, new, 2,300 square foot, 3 bedroom, 2.5 bath home by Grandview Builders. Open concept, quality built. Master BR with bath, hardwood floors, 2 car garage. All in a wonderful, new Hallowell neighborhood, convenient location. Lots of wood, windows and interesting features make this home special. Can be customized, flexibility in floor plan. Enjoy creating your new home.

Listed by Sprague & Curtis Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

Lot 13 Overlook Drive Hallowell ME 04347

Hallowell, MELot 13 Overlook Drive

Price$399,900

Est. Mortgage: $/month

MLS Number 1265392

  • Residential
  • MLS Status Active
  • Bedrooms 3
  • Square Feet 1,700
  • Rooms 6

TO BE BUILT. Spectacular, new, 1,700 square foot, 2-3 bedroom, 2 bath home by Grandview Builders. Open concept, quality built. First floor master BR, 3rd bedroom or office, 1 car garage. All in a wonderful, new, Hallowell neighborhood. Convenient location. Lots of wood, windows and interesting features make this home special. Can be customized, flexibility in floor plan. Enjoy creating your new home.

Listed by Sprague & Curtis Real Estate

$
$
%
$/month over payments
Federal 30-year interest rate: 2.77% last updated on Jan 21, 2021
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule TourAsk A QuestionMore Details

Listing data is derived in whole or in part from the Maine IDX & is for consumers' personal, non commercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. ©2021 Maine Real Estate Information System, Inc. All Rights Reserved. equal opportunity housing logo   Privacy Policy

Coldwell Banker Rizzo Mattson, Realtors participates in MREIS' Maine Internet Data Exchange (Maine IDX) program, allowing us to display other Maine IDX Participants' listings. This website does not display complete listings. Certain listings of other real estate brokerage firms have been excluded. Mortgage figures are estimates. Check with your bank or proposed mortgage company for actual interest rates. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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